About Us

What is a credit union?

More than just another financial services provider!

  • A financial co-operative
  • Committed to our members
  • Committed to our community

Salford Credit Union exists to provide safe, competitive and fair financial services to our members with accessible saving and affordable loans.

Salford Credit Union aims to help you take control of your money by:

  • Encouraging you to save what you can
  • Only borrowing what you can afford to repay

How to apply

Loan Application

-Loans are now availabe to both existing Credit Union members and people hoping to join. If your loan is succesful you will then need to join and open a savings account



Membership Application

you will need your National Insurance number and bank details

Salford Credit Union can only offer services to its members. Our membership is based on a Common Bond- a link shared by people who belong to a specific community- living or working in our area.

To become a member of Salford Credit Union you must live or work in Salford or parts of North Manchester and Prestwich (post code areas M25, M8, M9 and M40) as shown on the map below.

NEW– people who are members of Unite the Union or Unison (both North West region) can now apply to join Salford Credit Union

Salford Credit Union Common Bond Area

If you are unsure as to whether or not you qualify, please contact us directly on 0161 686 5880, email us at info@salfordcreditunion.com or head over to this page to find out more.

We’re part of a bigger movement!

Credit Unions have always been part of a large international movement since they were first set up.

There are over 300 Credit Unions in the UK serving around 1.3 million people.

Across the world there are 57,000 credit unions in over 100 countries- enabling 217 million members to access affordable financial services. In Ireland, 70% of the population belong to a credit union. In America and Canada the figure is around 45%. Credit unions are also growing fast in Eastern Europe, parts of South America, Africa and the Far East.

All Credit Unions share the same offer:

  • Mutual and Ethical Savings
  • Affordable loans
  • Run by you, for you
  • Putting you first- serve you’ the member’ by listening to your needs and developing products and services that you want

Here in Greater Manchester Salford Credit Union are proud to be working with other local Credit Unions. We have formed the Consortium of Greater Manchester Credit Unions and have developed the Sound Pound website to help get our message out across the area.Look out for more information about this!https://soundpound.co.uk/